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Watch the video below.

 
No Legal Advice Given *

I understand that Freebkhelp.org is a free service to help me file for chapter 7 bankruptcy on my own, without a lawyer.  I understand that it is generally better to hire a lawyer to file for bankruptcy.  I understand that I am receiving no legal advice from Freebkhelp.org and should not rely on it for any legal advice.
     
 
The court charges $335 to anyone filing for bankruptcy.  

But you won't have to pay it if you earn less than a certain amount and cannot pay the court.

If you make below the following amounts each month, you probably qualify for a fee waiver. 

If you make above the following amounts each month, you probably don't qualify for a fee waiver.

Single-Person Household: $1,485.00
Two-Person Household: $2,002.50
Three-Person Household: $2,520.00
Four-Person Household: $3,037.50

 
Tell us whether you qualify for a fee waiver or not.


 
Have you filed for bankruptcy in the last 8 years? *

     
 
Do you owe any back rent to your current landlord? *

     
 
Do you own a house? *

     
 
Do you owe the local, state, or federal government any money for taxes you haven't paid? *

     
 
Are these unpaid taxes for before 2012? *

     
 
Do you owe anyone money for child support or alimony that you haven't paid? *

     
 
Are your currently involved in any lawsuits or court actions? *

If you have been involved in lawsuits in the past, click No

If your wages are being garnished and you don't have any other lawsuits against you, also click No.
     
 
Did you pay or agree to pay someone who is not an attorney to help you fill out your bankruptcy forms?

Basically, are you paying anyone to do bankruptcy who isn't the court? *

     
 
Tell us your name and address

 
First Name

Capitalize the first letter. *

 
Middle Initial (Optional)

 
Last name

Capitalize the first letter. *

 
Street Address
*

 
Apartment number?

 
City? *

 
County? *

 
Zip code? *

 
What's your birthday?

Month/Day/Year *

 
What's your phone number?

Example: 646-653-0918 *

 
We're in this together, {{answer_39465466}}.

Stick with us for the next couple of hours, and we'll help you file for bankruptcy.

Together, we can overcome any obstacles.

For the next couple hours, we need to ask you information about yourself and your finances.

 
Take a few moments to think about the reasons you want to fix your debt.

Now write them down.

 
There are 4 Parts to this Questionnaire

(1) Info about Yourself
(2) Info about your Income and Expenses
(3) Info about your Property
(4) Info about your Debts

We'll help you get through it, {{answer_39465466}}.

 
Awesome, {{answer_39465466}}.

We're gonna start by asking you a few questions about yourself.

 
Have you used any other names in the last 8 years? *

     
 
What was the other first name you used? *

If it's the same as your current first name and you've only changed your last name, just write your first name down again.

If you've used more than one other name in the last 8 years, write down the most recent one you've used first.

 
What was the other middle name you used?

 
What was the other last name you used? *

 
Have you used another name in the last 8 years? *

     
 
What was this other first name you used? *

If it's the same as your current first name and you've only changed your last name, just write your first name down again.
 
What was this other middle name you used? *

 
What was this other last name you used? *

 
Would you like your mail sent to a different address? *

     
 
What's the street address of your different mailing address?

Example:

23 Atlantic St.

Don't include the PO or apartment number. *

 
What's the PO or apartment number of the different mailing address?

 
What city is this different mailing address in?

Ex. New York City or Brooklyn *

 
What zip code is this different mailing address in?

Ex. 90210 or 60610

 
In the last 3 years, have you lived anywhere other than where you live now? *

     
 
What's the street address of the most recent other place you lived?

Example:

23 Atlantic St. *

 
What was the apartment number of the most recent other place you lived?

 
What was the city of the most recent other place you lived? *

 
What was the zip code of the most recent other place you lived? *

 
When did you start living here?

Month/Day/Year *

 
When did you stop living here?

Month/Day/Year *

 
In the last three years, did you live at another place besides the one you just listed? *

     
 
What's the street address of this other place where you lived?

 
What's the apartment number of this other place where you lived?

 
In what city was this other place that you lived?

 
What was the zip code of this other place that you lived?

 
In the last 8 years, did you live in a different state? *

     
 
In the last 8 years, did you live in any of the following states?

Arizona
California
Idaho
Louisiana
Nevada
New Mexico
Puerto Rico
Texas
Washington
Wisconsin *

     
 
Did you have a spouse while you lived in one of these states? *

     
 
What's your Social Security Number?

Write all 9 digits without spaces.
 
Do you have any kids or grandkids who rely on you for money? *

     
 
How old is the oldest kid who relies on you for money?

 
Does your oldest kid live with you? *

     
 
Do you have another kid who relies on you for money? *

     
 
How old is your second oldest kid who relies on you for money? *

 
Does your second oldest kid live with you?

     
 
Do you have another kid who relies on you for money? *

     
 
How old is your third oldest kid who relies on you for money? *

 
Does your third oldest kid live with you? *

     
 
Do you have another kid who relies on you for money? *

     
 
How old is your fourth oldest kid who relies on you for money? *

 
Does your fourth oldest kid live with you? *

     
 
Do you have any other people who rely on you for money besides a spouse?

If you are married, that person does not count. *

     
 
What's your relationship with this person?

Ex. Sister *

 
How old is this person? *

 
Does this person live with you? *

     
 
So, how many total people rely on you for money? *

 
Okay, the next two questions may seem odd. But we need to ask you them.

Has the government ever notified you that you may be liable in violation of an environmental law or have you ever been involved in a court or administrative proceeding under any environmental law?

Do you own any property that poses or is alleged to pose a threat of imminent and identifiable hazard to public health or safety? *

     
 
Please explain. *

 
Are you filing a joint bankruptcy with your spouse?

     
 
Congrats on finishing Part 1! Now it's time to tell us about your income and expenses in Part 2.

 
Watch this video and then get started with Part 2.

 
So first we need to ask you: are you married?

If you're a widow, please click No.
     
 
Is your spouse employed?

     
 
What's your spouse's job title?

Example: Salesman
 
What's your spouse's employer's name?



Example: Mike's Hardware
 
How long has your spouse been employed here?

 
What's your spouse's employer's street address?

Don't include the suite #, if it exists.

 
What city is your spouse's employer in?

Example: Brooklyn or New York
 
What's your spouse's employer's zip code?

 
What's your spouse's monthly gross income?

If your spouse is not paid on a monthly basis, please just do your best to estimate how much your spouse earns each month.

This is income before taxes and before deductions.
 
What's your spouse's take home pay each month?

This is your spouse's pay after taxes and deductions.
 
Are any of these expenses deducted from your spouse's paycheck? *


 
Does your spouse receive income from public assistance?

     
 
How much does your spouse receive in public assistance each month?

 
Does your spouse receive income from SNAP food stamps?

     
 
How much does your spouse receive each month in SNAP benefits?

 
Does your spouse receive income from alimony or child support?

     
 
How much does your spouse receive each month in income from alimony or child support?

 
Does your spouse receive income from unemployment payments?

     
 
How much does your spouse receive each month in income from unemployment payments?

 
Does your spouse receive income from social security?

     
 
How much does your spouse receive each month in social security?

 
Does your spouse receive income from Section 8?

     
 
How much does your spouse receive each month in Section 8?

 
Does your spouse receive income from a pension or retirement fund?

     
 
How much does your spouse receive in monthly pension or retirement income?

 
Does your spouse receive any other sort of income?

     
 
What is the source of your spouse's additional income?

 
How much does your spouse receive from this source of income?

 
Now it's time to talk about money you receive each month from various sources.

 
Are you employed?

     
 
What's your job title?

Example: Salesman
 
What's your employer's name?

Example: Mike's Hardware
 
How long have you been working here?

 
What's your employer's street address?

Example: 23 Atlantic St.
 
What's your employer's suite number, if it exists?

 
What city is your employer in?

Ex. Brooklyn or New York City.
 
What state is your employer located in?

 
What's your employer's zip code?

 
What's your monthly gross income?

If you're not paid on a monthly basis, please just do your best to estimate how much you earn each month.

This is income before taxes and before deductions.
 
What's your take home pay each month?

This is your pay after taxes and deductions.
 
Are any of these expenses deducted from your paycheck? *


 
Do you receive income from public assistance?

     
 
How much do you receive in public assistance each month?

 
Do you receive income from SNAP food stamps?

     
 
How much do you receive each month in SNAP benefits?

 
Do you receive income from alimony or child support?

     
 
How much do you receive each month from alimony and child support payments?

 
Do you receive income from unemployment payments?

     
 
How much do you receive each month in unemployment compensation?

 
Do you receive income from social security?

     
 
How much do you receive each month in social security?

 
Do you receive income from Section 8?

     
 
How much do you receive each month in Section 8?

 
Do you receive income from a pension or retirement fund?

     
 
How much do you receive in monthly pension or retirement income?

 
Do you receive any other sort of income?

     
 
What is the source of your additional income?

 
How much do you receive each month from this other source of income?

 
Now it's time to talk about how much you pay for things each month. Remember that you probably pay more for things than you think you do.

 
Do you pay rent?

     
 
How much do you pay for rent each month right now?

 
Who is your landlord?

 
What's your landlord's street address?

 
What's your landlord's apartment number, if they have one?

 
What city does your landlord live in?

Example: Brooklyn or New York City

 
What's your landlord's zip code?

 
Do you pay for electricity?

     
 
How much do you pay each month for electricity?

 
Do you pay for heat or natural gas?

     
 
How much do you pay each month for heat or natural gas?

 
Do you pay for water, sewer, or garbage collection?

     
 
How much do you pay for water, sewer, and garbage collection each month?

 
Do you pay for a cell phone?

     
 
How much do you pay for a cell phone each month?

If you share your cell phone bill with other people, tell us how much YOU pay for your cell phone.
 
Do you pay for a telephone, internet, satellite or cable services?

     
 
How much do you pay each month for telephone, internet, satellite or cable services?

 
How much do you spend each month for food and housekeeping supplies?

This is how much you spend including SNAP food stamps.
 
How much do you pay each month for laundry and dry cleaning?

Just do your best to estimate if you're not sure.
 
Do you pay for child care?

     
 
How much do you spend each month on child care?

Just do your best to estimate if you're not sure.
 
How much do you pay each month for transportation?

Think about what you pay for gas, car repairs, subways, buses, trains, planes, rentals, tolls, and parking. You probably pay more than you think you do! Just do your best to estimate if you're not sure.
 
Do you spend anything each month on charity and religious donations?

     
 
How much do you spend each month on charity and religious donations?

Just do your best to estimate if you're not sure.
 
How much money do you spend each month on entertainment, clubs, recreation, newspapers, magazines, and books?

Don't be embarrassed about spending money on entertainment. Just do your best to estimate if you're not sure.
 
Do you pay for life insurance? *

     
 
What is your life insurance company? *


 
Do you have a payroll deduction for life insurance? *

     
 
Did you enter your payroll deduction for life insurance above? *

     
 
How much money is deducted from your paycheck each month to pay for life insurance? *

 
How much do you pay out-of-pocket each month for life insurance?

If nothing, write 0.

 
Who are the beneficiaries of your life insurance policy? *

 
Do you have "term life insurance" or "whole life insurance"? *

If you don't know, call your life insurance company.

 
How much is your life insurance policy worth if you cash it in? *

If you don't know, call your life insurance company.
 
Do you have health insurance? Medicare and Medicaid count. *

     
 
What is your health insurance company? *


 
Do you have a payroll deduction for health insurance?

If money is deducted from your pay for health insurance each month, click yes? *

     
 
Did you enter your payroll deduction for health insurance above? *

     
 
How much money is deducted from your paycheck each month for health insurance? *

 
How much do you pay out-of-pocket each month for health insurance?

If nothing, write 0. *

 
How much do you pay out-of-pocket each month for medical or dental expenses that are NOT covered by insurance?  

If you only make these payments a few times a year, estimate how much you spend per year and then divide that number by 12. 

If nothing, write 0. *

 
Do your expenses include people other than you and your family? *

     
 
Do you make any payments to support others who do not live with you? *

     
 
Please describe these payments to support others who do not live with you. *

 
What is the total amount of these payments to support others who don't live with you that you pay each month? *

 
Do you expect your monthly income to change by more than 10% in the next 6 months or 1 year? *

     
 
Monthly Income

Please explain why you believe your monthly income to change by more than 10% in the next 6 months? Will it go up or down? *

 
Do you expect your monthly expenses to change by more than 10% in the next 6 months? *

     
 
Monthly Expenses

Please explain why you believe your monthly expenses will change by more than 10% in the next 6 months? Will it go up or down? *

 
During the 90 days before you filed for bankruptcy, did you pay any single creditor a total of $600 or more? *

We're asking you if you've paid any one creditor more than $600. Note that most people answer No to this question.
     
 
What's the name of the creditor to which you paid over $600? *

 
What was this payment of over $600 for?


 
How much did you pay this creditor? Note that the number should be greater than $600. *

 
How much do you still owe this creditor? *

 
On what date did you pay this creditor over $600? *

We know you may not know the exact date. Just do you best!
 
What's the street address of this creditor to which you paid over $600? *

 
What city is this creditor to which you paid over $600 located in?

 
What's the zip code of this creditor to which you paid over $600?

 
In the last 2 years, have you given gifts over $600 in total to any single person or charity? *

     
 
Please describe these gifts. *

 
In the last 90 days, did any creditor, including a bank, set off any amounts from your accounts or refuse to make any of your payments because you owed a debt?

Note that most people answer "No." *

     
 
Congrats on finishing Part 2!

Watch the video below.

 
We'll help you out in coming up with estimates. But remember, just do your best and be honest.

Keep in mind that barely anybody who files for bankruptcy loses their property.

In virtually every case, the law protects the belongings of people filing for bankruptcy.

 
What would a THRIFT STORE pay for your clothing if you tried to sell it? These are only your clothes.

Not your children's or spouse's clothes. It should be above $100 but less than $300.

This includes footwear.

 
Please select the electronics that you own below.


 
How much would you be able to sell these electronics for if you tried to sell them on Craigslist or in a garage sale?


 
Do you own any household goods like furniture, kitchenware, or rugs? *

     
 
Please select the household goods you own from the list below.

Do not select goods that you rent or that you have but other people own.


 
What would you get in a garage sale or on Craigslist if you tried to sell these goods?


 
Do you have any collectibles of value? 

Art, rare books, rare records, rare coins, rare stamps, etc.


     
 
Please describe your collectibles. 

You can keep it short. *

 
How much would someone would pay you for your collectibles if you tried to sell them right now.

Remember. This isn't how much you bought the collectibles for. *

Your answer MUST be above $20.
 
Do you have any equipment for sports or hobbies? 

For example, carpentry tools, musical instruments, bicycles. *

     
 
Please describe this equipment. 

You can keep it short. *

 
How much would someone would pay you for your equipment if you tried to sell it right now.

Remember. This isn't how much you bought the equipment for. *

Your answer MUST be above $20.
 
Do you have a dog, cat, or any other pets at home? Again, the court almost certainly isn't interested in taking your pets aways. *

     
 
Please describe your pets. *

 
How much would someone pay you for your pets right now? Again, the court isn't interested in taking your pets away.


 
Do you own any firearms? *

     
 
Please describe your gun. 

You can keep it short. *

 
How much would someone would pay you for your firearm if you tried to sell it right now.

Remember. This isn't how much you bought the gun for. *

 
Do you own any jewelry or furs? Fake jewelry, costume jewelry, watches, earrings, rings, necklaces all count!

Very few people answer No to this question. You should probably click Yes.
     
 
Think of what a pawn shop might pay for your jewelry.

Please select this number here. Even if it's small.


 
Are there any personal/household items you did not describe? *

     
 
Please describe these personal/household items you did not already list.

 
How much would you get for these personal/household items if you had to sell them? *

Your answer MUST be above $20.
 
How much cash do you you have outside of a bank?

Think of all the places you might have cash. Your wallet? Your purse? Your car? Your mattress? Your dresser?


 
Do you have a car? 

If you used to own a car and it was repossessed, click No. *

     
 
What is your car's brand? *


 
What's the model of your car?

Example: Impalla or Accord or Corolla *

 
What's the year of your car? 

Example: 1998 or 2005 *

 
What's your car's approximate mileage?

Example: 90,000 *

 
Do you own or lease a car? *


 
How much would this car be worth if you tried to sell it? 

Go to www.kbb.com/whats-my-car-worth/ in a separate window if you're unsure. You can get a price estimate there.

Again, just do your best! Your car is probably worth less than you think it is. *

 
How much do you pay each month for your car lease? *

 
How much is this car worth? 

Go to www.kbb.com/whats-my-car-worth/ in a separate window if you're unsure. You can get a price estimate there.

Again, just do your best! Your car is probably worth less than you think it is. *

 
What's the name of the dealership from which you lease your car? *

 
What's your dealership's street address? 

Example:

23 Atlantic St.

 
What city is your dealership in? 

Ex. Brooklyn or New York City

 
What's the zip code of your car dealership? *

 
Do you have car insurance? *

     
 
How much do you pay each month in car insurance? *

 
{{answer_39465466}}! You're awesome.

You're half way through Section 3. Keep up the good work.

 
Do you have any retirement or pension accounts?

Examples: 401(k), pension plan, IRA, Roth IRA, retirement account *

     
 
Do you have a 401(k)? *

     
 
What's the name of your 401(k) company? *

 
How much is in your 401(k) account?? *

If you don't know, check.
 
Do you have an employee pension plan? *

     
 
What's the name of your pension plan company? *

 
Do you have an IRA?

Includes a Roth IRA, SEP IRA, etc. *

     
 
What's the name of your IRA company? *

 
How much is in your IRA account? *

 
Do you have any other retirement accounts? *

     
 
What's the name of your retirement account company? *

 
How much is in your retirement account? *

 
Do you have any checking accounts? *

     
 
Are you absolutely 100% sure that you don't even have one checking account?

     
 
What's the name of your first (or only) bank? *


 
What's your balance for this checking account? *

 
Do you have another checking account? *

     
 
What's the name of your bank for your second checking account? *


 
What's your balance for this second checking account? *

 
Do you have a savings account? *

     
 
What's the name of your bank for the savings account? *


 
What's your balance in this savings account? *

 
Do you have any other financial accounts? *

     
 
What's the name of your bank for this financial account? *


 
What's your balance for this financial account? *

 
In the last year, were any of your financial accounts closed, sold, moved, or transferred? *

     
 
What was the name of your bank for the financial account that was closed, sold, moved, or transferred? *


 
What was the street address for this bank account that was closed, moved, transferred, or sold?

 
What was the suite number for this bank account that was closed, moved, transferred, or sold?

 
In what city was this bank account closed, moved, transferred, or sold?

 
In what zip code was this bank account closed, moved, transferred, or sold?

 
What were the last four digits of your account number for your bank that was closed, sold, moved, or transferred?

Just skip this question if you don't know them.

 
What type of account was closed?


 
What was the last balance before the closing or transfer? *

 
What date was the account closed, sold, moved, or transferred?

 
Has your bank/creditor removed money from one of your accounts to pay back a debt without your permission within the last 90 days? *

     
 
What was the name of your bank? *


 
Please describe what your bank/creditor did to you. *

 
What were the last four digits of your account number?

Just skip this question if you don't know them.

 
What was the date your bank took this action? *

 
What was the amount? *

 
Have you made a security deposit or prepayment on anything?

Think about the following things:

Electricity
Your Apartment
Prepaid Rent
Telephone
Electric Gas
Heating
Water
Rented Furniture
EZ Pass *

     
 
Have you made a security deposit for electricity? *

     
 
What is the name of the person or company that has your electricity security deposit?

 
How much is the security deposit that you made? *

 
Have you made a security deposit for gas? *

     
 
What is the name of the person or company that has your gas security deposit? *

 
How much is the security deposit that you made? *

 
Have you made a security deposit for heating oil? *

     
 
What is the name of the person or company that has your heating oil security deposit? *

 
How much is the security deposit that you made for heating? *

 
Have you made a security deposit for an apartment? *

     
 
What is the name of the person or company that has your rent security deposit? *

 
How much is the security deposit that you made for rent? *

 
Have you made a security deposit for a telephone? *

     
 
What is the name of the person or company that has your telephone security deposit? *

 
How much is the security deposit that you made? *

 
Have you made a security deposit for water? *

     
 
What is the name of the person or company that has your water security deposit? *

 
How much is the security deposit that you made? *

 
Have you made a security deposit for rented furniture? *

     
 
What is the name of the person or company that has your security deposit for rented furniture? *

 
How much is the security deposit that you made for rented furniture? *

 
Have you made any other security deposits? *

     
 
What is the name of the person or company that has your security deposit? *

 
How much was this other security deposit you paid? *

 
Do you have any education-related financial account? *

For example, an education IRA, an account in a qualified ABLE program, or under a qualified state tuition program? If you don't know what these are, click No.
     
 
What's the name of the institution with which you have this account? *

 
Please describe the account. *

 
How much money do you have in this account? *

 
Do you have disability insurance? *

     
 
What is the name of your disability insurance company? *

 
How much is your disability insurance policy worth if you cash it in? *

 
Do you have a health savings account? *

     
 
What is the name of your health savings account company? *

 
How much is your health savings account worth if you cash it in? *

 
Do you have a credit insurance policy?

If you don't know what this is, you probably don't have it. *

     
 
What is the name of your credit insurance company? *

 
How much is your credit insurance policy worth if you cash it in? *

 
Do you have any of the following items:

Patents, copyrights, trademarks, trade secrets, or other forms of intellectual property?

Farm- or commercial fishing-related property or any animals?

Licenses, franchises, or any other general intangibles? *

If you don't know what they are, click No.
     
 
Do you generally get a tax refund over $300? *

     
 
Can you file a lawsuit against a third party to get money for something like an accident, employment dispute, insurance claim, etc? *

     
 
Is there anybody else who owes you money that your haven't been paid.

     
 
Please explain why you think you'll get paid. *

 
Have you stored property in a place other than your home within the last 1 year? *

     
 
Please explain the property you stored. *

 
In the last two years, has any of your property been transferred to anyone else? *

     
 
In the last year, was any of your property taken away or were your wages garnished?

If somebody has taken your car or house, please click Yes. *

     
 
Describe the property. If your wages were garnished, write "wages." *

 
Explain what happened to your property or wages. 

It was... *


 
What was the name of the person/company who took your property?

 
What's the street address of this person/company that took your property or garnished your wages?*

 
What's the apartment or suite number of the person or company who took your property or garnished your wages?

 
What was the city of the person or company who took your property or garnished your wages? *

 
What was the zip code of the person or company who took your property or garnished your wages?

 
What date did this action first take place? If your wages were garnished, when were they first garnished?

 
What was the value of the property? If your wages were garnished, how much of your wages were garnished? *

 
Do you hold or control property that someone else owns?

For example, do you control a bank account for your child or grandparents? *

     
 
Please explain the property you hold or control that someone else owns. *

 
In the last year, have you made any payments to someone you personally know like a friend or family member? *

     
 
What's the full name of the first (or only) person you paid back? *

 
What's the street address of the first person you paid back? 

Don't include your apartment number.

Example:

23 Atlantic St. *

 
What's the apartment number of the first person you paid back?

 
What's the city of the first person you paid back? *

 
What's the zip code of the first person you paid back? *

 
How much did you pay the first person you paid back? *

 
How much do you still owe the first person you paid back?

 
What was the reason for this payment to the first person you paid back?

 
What was the date that you made this payment to the first person you paid back?

 
In the last year, have you made a payment to another person you personally know like a friend or family member? *

     
 
What's the full name of the second person you paid back?

 
What's the street address of the second person you paid back? 

Don't include your apartment number.

Example:

23 Atlantic St. *

 
What's the apartment number of the second person you paid back?

 
What's the city of the second person you paid back? *

 
What's their zip code of the second person you paid back? *

 
How much did you pay the second person you paid back? *

 
How much do you still owe the second person you paid back?

 
What was the reason for this payment to the second person you paid back?

 
What was the date that you made this payment to the second person you paid back?

 
Do you have any safe deposit box or other depository for securities, cash, or other valuables? Or have you had such a box in the last year? *

     
 
Do you still have this box? *

     
 
Describe what is/was in the box. *

 
What's the name of the financial institution with which you have the box? *

 
What is/was the street address of this box?

Ex. 23 Atlantic Ave. *

 
What city is/was this box in? *

 
What zip code is/was this box in? *

 
Did anyone else have access to this box? *

     
 
What was the name of the person who had access to this box? *

 
What was the street address of the other person who has/had access to this box?

Ex. 23 Atlantic Ave. *

 
What city does this person who also had access to your box live in? *

 
What was the zip code of this person who also had access to your box? *

 
In the last year, have you lost anything due to theft, fire, other disaster, or gambling? *

     
 
Describe the property you lost and how you lost it. *

 
What was the value of the property you lost? *

 
Did you have any insurance coverage for the loss? *

     
 
Describe your insurance coverage for the loss. *

 
What date did this loss occur? *

 
In the last 10 years, have you transferred any property to a self-settled trust or similar device of which you are a beneficiary? 

If you don't understand this question, you should click No. *

     
 
Do you expect to receive any money or property from life insurance or inheritance because someone you know has recently passed away?* *

     
 
Please explain the money you will receive. Who is it from and is it money or property? *

 
How much will you receive? *

 
In the last year, have you been involved in any lawsuits, court actions, or administrative proceedings? *

Example: Have any credit card companies sued you for money that you owed them? If so, click Yes.
     
 
Hooray! You finished part 3 of 4.

Watch the video below.

 
Do you have any civil judgements against you? Has anyone sued you for money and won? *

     
 
Please explain the civil judgements against you.

 
Do you have any unpaid student loans?

Note that your student loans will not be discharged, but you still need to tell us about them. *

     
 
Please explain your student loans. *

 
How much do you owe total in unpaid student loans? *

 
How much do you owe the government for unpaid taxes?

 
To which government do you owe money?


 
For what year(s) do you owe these taxes? *

 
Do you owe any money in unpaid medical bills? *

     
 
Are any of your debts disputed, unliquidated, or contingent?

Disputed: I have debts that I dispute because I think they are wrong and I don't actually owe them.

Unliquidated: I owe money but how much I owe isn't determined yet.

Contingent: I don’t have to pay a debt unless a certain thing happens. *

     
 
How much total debt do you owe, in dollars? *


 
Do you have any contracts with people or companies for physical things that you own? *

This includes a car loan or a furniture loan.
     
 
What's the name of the first or only company with which you have this contract? *

 
Your first contract

Describe what the first contract is for. *

 
Your first contract

What's the street address of this company?

Ex. 23 Atlantic Ave. *

 
Your first contract 

What city is this company located in? *

 
Your first contract

What's the zip code of this company? *

 
Do you have a second contract with people or companies for physical things that you own? *

     
 
Your second contract

What's the name of the second company with which you have this contract? *

 
Your second contract

Describe what the contract is for. *

 
Your second contract

What's the street address of this company?

Ex. 23 Atlantic Ave. *

 
Your second contract

What city is this company located in?

 
Your second contract

What's the zip code of this company? *

 
Do you have a third contract with people or companies for physical things that you own? *

     
 
Your third contract

Do you have a contract with a third company? *

     
 
Your third contract

What's the name of the third company with which you have this contract? *

 
Your third contract

Describe what the contract is for. *

 
Your third contract

What's the street address of this company?

Ex. 23 Atlantic Ave. *

 
Your third contract

What city is this company located in?

 
Your third contract

What's the zip code of this company? *

You're an incredible human being, {{answer_39465466}}. You made it through. 

Relax and enjoy. You're on your way to a fresh start. What a great time to be alive.

The team from Upsolve will be in touch.
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Given your situation, we recommend you get a lawyer.

Here are a few organizations that may be able to help. 

(1) Legal Services New York: (917) 661-4500
(2) City Bar Justice Center: (212) 626-7383
(3) MFY Legal Services: (212) 417-3799
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